Financial Freedom Master Plan Everyone Can Achieve

Let's do the math! Anyone can get rich! It is just the poor mindset that keeping us from that.

First, what is financial freedom? Is it having $1,000,000 in the bank? Or is it having your monthly income larger than your monthly expense?

The second one is the correct concept of financial freedom. The only way to achieve that is to start building your passive income today with these 3 methods i will explain later!

Do you want to know the financial freedom master plan for every one? I'll break into 3:
1. Dividend reinvestment for at least 10 years.
2. Cash flowing rental properties.
3. Start a blog that generates passive income.

This is so true. Let me give you an example. If you save $1000 for 40 years at 5% interest, the compounded return will be $1,522,077 when you retire!

Investing is easy yet so many people over complicate them.

That is one slow way to get rich!

Sounds easy but not anyone can commit to that. If you start working at 20, you will be at your 60 to enjoy your money?

How about you will bleed $1000 every month for long 40 years? Even if you are able to accomplish that, by the time you retire, you will still be middle class and not rich!

Inflation will eat you and it always it. That sum of money might be worth $700,000 in your 60's.

THREE ROADS TO GET RICH QUICK

You need to learn this three ways to get rich. Every millionaire will have this kind of assets.

1. Stocks
2. Real Estate
3. Business

Let's discuss about stocks. What most people do with stocks that is keeping them from being rich?

#1 Dividend reinvestment for at least 10 years.

When average working class employees think for an investment, they will think of stocks. The sad truth about stocks is:

"People who own stocks not long enough are temporarily rich"

You might see your portfolio grow for years and drop significantly when the market crashed. But, there is a secret that can make your portfolio crash proof. Don't ever sell your positions when the market crash, just keep buying.

Keep buying stocks is a lot better than keep selling stocks. Remember that the best holding period is forever!

Think of owning a stock like you own a business. You should not be selling your business when it is at a loss. Instead, you just need to wait for the business to recover.

"It is a lot of pain to wait for 5 to 10 years before it recovers. This strategy is what makes top investors always win. They preserve enough cash during hard times and keep buying when other people are selling."

The game plan of stocks should always be reinvesting your dividends. Plant a seed first, let it grow, harness the fruits! But most people get it wrong. They like to cut the tree even when it does not grow enough. Let me give you a picture.

This strategy is not only limited with dividend stocks, it can also be used with growth stock that pays some dividend. 

"When the market crash you will get more shares, when the market bloom you will get higher capital gains and more dividends!"

Let's say you purchase a stock for $1000. What you need to do is you need to reinvest your dividends for at least 10 years. Then you may choose whether to withdraw or reinvest your profit.

The longer you hold the stocks the less risky it be. The more likely you will turn your temporary loss to a big win! When you do dividend reinvestment, you have followed the stocks best practice.

The short-term up and down of the market will still make you profit if you reinvest the dividends.

If you take dividends within that time frame, you will most likely going to lose money. Simply because taxes, fees, inflation and possible capital loss. All these factors add up, you will not be making good investment at the end of the day.

Once the market is recovered, you may sell your positions for a nice chunk of profit.

#2 Cash flowing rental properties

Now, let's jump into real estate. Real estate is a lucrative way to use leverage to get rich.

You cannot owe bank money to buy stocks. But the banks will be happy to lend you money if you tell them that you want to buy properties.

If you save $1000 per month for 40 years with 5% interest, the $1,522,077 that you invested in stocks can be transform into 10 times larger portfolio! You can have $15 million worth of portfolio if you invest in real estate!

That is why really wealthy people likes to invest in properties rather than stocks. Only the middle class love stocks.

I have seen people that owns $400,000+ worth of stock portfolio earns a measly $1,000+ in monthly dividend.

But, with just 2 rental properties, the positive cash flow of that property is already at $500 per month. That's just nuts.

Imagine if the stocks money is converted to real estate portfolio, It would translates to $20,000 per month in nett rental income.

Can you see the potential of how powerful real estate is as compared to stocks. From my perspective, stocks is just an instrument where you park your money temporarily. The long term goal is always to own large real estate portfolio.

Real estate is considered by the masses as real wealth. If you want to own real estate but don't want to get a headache managing your property, you should try REITs. It offers great integration of both stocks and real estate.

Aim for cash flow instead of capital gains!

This is where average investors lose. They aim for capital gains. If your primary residence is your biggest investment, you are in big trouble. If you want to sell the house in 30 years time, where are you going to live?

Primary residence is your biggest liability yet many people still want a big house to show off with their friends and relatives.

Just rent what you own, and buy what you can rent to others!

If you aim for capital gains, you will make money when the market is in uptrend. You will lose money when the market is down.

You need to sell the assets to get the profit. While cash flow investors do not need to sell the assets to get profit.

If you buy an investment property and your strategy is to flip the property, you will not have consistent monthly income. Consider that you buy a $75,000 property. Put $15,000 down on down payment, repairs and furnishing. 

Your plan is to sell that property in 3 years for $125,000. What happens if the house not increase in value. What if it only increases to $85,000. You need to wait for another year to sell.

Even if you successfully sell it in 3 years, your profit gain of $50,000 is only able to be liquidated after selling the assets. You need to keep buying and selling. You are on a treadmill!

If you aim for cash flow, you will make money even if the market is on downtrend. You have monthly income from your properties. 

The best thing is you have passive income without a need to sell the assets to gain your profits. If you make $300 per month out of the property, that will sum to $10,800 for 3 years. 

You can hold on the investment property forever. You will not be in cycle of keep buying and selling.

Your aim is to increase assets each year. And will retire rich before you reach 10 years of investing career.

Have you ever find online gurus teaching financial freedom with stocks? Or have you find anyone achieve financial freedom with flipping properties?

I can assure you, most of successful investors that achieve financial freedom using properties are those who invest for cash flowing rental properties.

#3 Start a blog that generates passive income

This is the financial freedom master plan everyone can achieve! Because, you can start with no money and $100 max! And you can achieve infinite return to do so.

START A BUSINESS HAS HIGHER RETURN THAN REAL ESTATE AND STOCKS 

A good business model in this era are online stores, websites, niche sites and blogs!

Now we come to the most interesting investment vehicle of all. If you want a bigger cash and real ATM machines, you should start a business. And business means online business!

Real estate and stocks is a good investment, but it is not place to make money if you have no money to invest in.

What I consistently preach in this blog is to start your own online business and create websites.

If you want to start with no money, start with free blogs. Invest your time and just money to start off your websites. Gain traffic organically and once you have enough traffic, start monetizing your websites with ads, affiliate links and selling your own product.

Google will consistently help bloggers with the best content on the web to give them traffic. It will take time for Google to rank your articles (7 to 35 weeks). You will not need to build back links nowadays!

"In general, it will take 35 weeks to get an article its 90% of traffic potential!"

So, your strategy to build a successful blog that makes money is:

Month 1

Launch you blog/websites. Put content as much as possible. As a guideline, publish 1 article per day around 1000-3000 words. It will take somewhere between half and hour to 1 hour to do so.

Your content strategy should be:

1. Response Post - Answering specific questions, 1000 - 1500 words, First 10 articles, Example : "How much is robot vacuum weight?" "How long to grow a pineapple".
2. Shareable Post - Top 10 lists, broader keywords, 1500-3000 words, First 10 to 20 articles, Example : "10 best smartphone cases for kids" "Best in ear earbuds under $50".
3. Pillar Post - High competitive keywords, 3000+ words, Last 10 articles, Example: "Seo Tips for teaching blogs" "Camera tips using smartphone".

In 30 days, you will have 30 articles on the blog. 

During this period your expected monthly traffic is 0.

Month 2 to Month 6

Let the articles sit there. Let it ripe and let Google do their jobs in ranking them well. Once you find that your articles start getting traffic, publish 10 youtube videos to promote some of the articles.

During this period your expected monthly traffic is 15-100 (month 3), 100-500 (month 4), 500-1,000 (month 5) and 1,000-10,000 (month 6).

Month 7 to Month 12

Monetize your site! If you are lazy, just put google adsense, If you are hardworking, put amazon affiliate links on it. If you want to make the big bucks, make your own product, sell a course, sell ebooks and digital products!

During this period your expected monthly traffic is 10,000-30,000 (month 7), 30,000-100,000 (month 8) and 100,000-1,000,000 (month 9 to month 12). They will reach it's plateau for years.

Expected income ($500 to $3,000 per month passively)!

This is the master plan to achieve financial freedom. Good news! Everyone can achieve it!

If you build enough income during this 1 year, you can start diversify in stocks as well as real estate!

That is why I highly recommend any starters to jump into blogging and start making passive income. You can read many articles how to start blogging in this blog. It is pretty easy and the process is repeatable to make a successful blog/niche sites.

If you are still willing to invest your time after a successful blog, keep making blogs to increase your income. You will not run on a treadmill!

Website investing is where you can find many people achieve financial freedom.

More and more entrepreneurs are jumping into website investing either by investing money to buy a successful websites or investing time building one for your passive online assets.